Paducah Mobile Home Communities

Do I qualify?

We publish our screening standards in full so you know exactly what we look for before you apply. The application fee is non-refundable, so please read this page carefully and use the quick self-check below.

Application fee

$65 / adult

Non-refundable, collected before screening

Screening by

RentPrep

Credit, criminal, eviction & judgment history

Decision

Within 3 business days

After a completed application & fee

What you need to qualify

Meet all of the following and you are in good shape to apply.

  • A separate application for every adult

    Every adult 18 or older who will live in the home must submit their own application, pay their own $65 fee, and pass their own background check.

  • Income of at least 3x the monthly rent

    Gross household income must be at least three times the monthly rent, verified with pay stubs or bank statements (two years of tax returns if you are self-employed).

  • At least 6 months at your current job

    We look for a minimum of six months of employment at your current job to verify stable income.

  • Credit score of 600 or higher

    A credit score of 600 or higher is required to qualify. Scores between 550 and 599 are considered on a case-by-case basis (see owner review). A score below 550 is an automatic denial.

  • Positive landlord references (last 5 years)

    We ask for positive references from all of your landlords over the past five years.

  • Non-smoking household

    Our homes and communities are for non-smokers only.

  • Occupancy within limits

    Occupancy is limited to a maximum of two people per bedroom.

The exact income figure depends on the rent for the specific home or lot you are interested in. Contact the office to confirm the amount for that home.

Automatic denial — no exceptions

If either of these applies to you, the application will be denied and the $65 fee is non-refundable. Please do not apply.

  • Credit score below 550

    A credit score below 550 is an automatic denial with no exceptions.

  • Any eviction, ever

    Any eviction on record — even a filing that was later dismissed — is an automatic denial with no exceptions.

Reviewed case-by-case by ownership

These do not automatically disqualify you. Ownership reviews each of these individually before making a decision.

  • Credit score 550–599

    Applicants with a credit score between 550 and 599 are reviewed individually by ownership before a decision is made.

  • Criminal background

    Criminal history is reviewed individually and case-by-case, consistent with Fair Housing guidance. There is no blanket ban; the nature, severity, and recency of an offense are weighed together.

Criminal history & Fair Housing

We do not apply a blanket ban on applicants with a criminal record. Consistent with Fair Housing guidance, criminal history is assessed individually — we weigh the nature, severity, and recency of an offense together rather than treating any record as an automatic denial.

We are an Equal Housing Opportunity provider and apply these standards consistently to every applicant. We do not discriminate on the basis of race, color, religion, sex, national origin, familial status, or disability. Criminal history is assessed individually rather than through a blanket ban, consistent with Fair Housing guidance.

How the application process works

  1. 1

    Submit an application

    Each adult 18+ who will live in the home completes a separate application.

  2. 2

    Pay the $65 application fee

    A $65 fee is collected from each adult before screening. It is credited toward move-in if you are approved, and is non-refundable if you are denied or withdraw.

  3. 3

    Background & credit screening

    We screen each applicant through RentPrep, covering credit, criminal history, evictions, and judgments or liens.

  4. 4

    Get a decision within 3 business days

    We aim to return a decision within three business days of receiving a completed application and fee.

  5. 5

    If denied, you receive an Adverse Action Notice

    Any denial comes with an Adverse Action Notice that names RentPrep as the screening company and explains your rights.

Application fee. A $65 application fee is required from every adult (18+) and collected before screening begins. If you are approved, the fee is credited toward your move-in costs. If you are denied or withdraw your application, the fee is non-refundable.

What RentPrep screening covers

  • Credit report / ResidentScore
  • Criminal background
  • Eviction history
  • Judgments & liens

If your application is denied, you will receive an Adverse Action Notice that names RentPrep as the screening company and explains your rights.

Check yourself before you apply

A quick, private self-check against the bright-line items above. Nothing is saved or submitted.

Answer a few quick questions to see whether you likely meet our requirements. This is a guide only — it is not an application, is not saved or submitted, and is not a housing decision. We are an Equal Housing Opportunity provider and apply our standards consistently to every applicant.

Are you 18 or older?

Every adult 18+ who will live in the home applies separately.

Have you ever had an eviction on your record?

This includes a filing that was later dismissed.

Will your household be non-smoking?

Our homes and communities are for non-smokers only.

If you have pets, do they fit the community's pet policy?

Pet policies vary by community — Ferne Cliff welcomes pets; contact the office for Country Oaks and Vasseur Avenue. Choose "Not applicable" if you have no pets.

Is your household within two people per bedroom?

Occupancy is limited to a maximum of two people per bedroom.

Income check (3x the monthly rent)

Enter your gross monthly household income and the monthly rent for the home you are interested in. We look for income of at least three times the rent.

$
$

Applying & Screening — common questions

How do I apply?

Start on our Apply page. Every adult 18 or older who will live in the home submits a separate application and pays a separate $65 application fee before screening begins. We recommend reviewing the Qualifications page first so you know what we look for before you pay.

How much is the application fee?

The application fee is $65 per adult (18+), collected before screening. If you are approved, it is credited toward your move-in costs. If you are denied or withdraw your application, it is non-refundable. That is why we ask you to review the qualifications carefully first.

Does every adult in the home have to apply?

Yes. Every adult 18 or older must submit their own application, pay their own $65 fee, and pass their own background check.

How much income do I need to qualify?

Your gross household income needs to be at least three times the monthly rent, and we verify it with pay stubs or bank statements (two years of tax returns if you're self-employed). As a worked example, if the lot rent is $250 per month, three times that is $750, so you would generally need at least $750 per month in gross household income. Contact the office to confirm the exact figure for the home you're interested in.

What credit score do I need?

A credit score of 600 or higher is required. A score between 550 and 599 is reviewed individually by ownership. A score below 550 is an automatic denial.

What if I have an eviction on my record?

Any eviction on record — even a filing that was later dismissed — is an automatic denial, with no exceptions.

How is criminal history handled?

Criminal history is reviewed individually and case-by-case, consistent with Fair Housing guidance. There is no blanket ban; we weigh the nature, severity, and recency of an offense together.

How long until I hear back?

We aim to return a decision within three business days of receiving a completed application and fee. If you are denied, you'll receive an Adverse Action Notice naming RentPrep, the screening company we use.

More questions? See the full FAQ or contact the office.

Equal Housing Opportunity. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We do not discriminate on the basis of race, color, religion, sex, national origin, familial status, or disability. Leases are month-to-month.